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O’Brien Capital Funding LLC (hereafter referred to as “the Company”) provides financing solutions for real estate investors. Before utilizing our services, it’s important to understand the following disclosures:
- Loan Terms and Conditions: The terms and conditions of our loans are subject to change and may vary depending on factors such as creditworthiness, property type, loan amount, and market conditions. Borrowers are encouraged to review all loan documents carefully and consult with legal and financial advisors if necessary.
- Risk Factors: Real estate investment involves inherent risks, including but not limited to market fluctuations, property depreciation, unexpected expenses, and changes in economic conditions. Borrowers should conduct thorough due diligence and consider potential risks before investing.
- Loan Approval: Loan approval is subject to underwriting criteria and verification of borrower information. Meeting the minimum eligibility requirements does not guarantee loan approval. The Company reserves the right to deny or modify loan applications based on its discretion and risk assessment.
- Interest Rates and Fees: Interest rates, origination fees, and other charges associated with our loans are determined based on various factors, including market conditions, borrower creditworthiness, and loan terms. Borrowers are responsible for all applicable fees and charges as outlined in their loan agreements.
- Non-Owner-Occupied Properties: The Company specializes in financing non-owner-occupied properties, including fix & flips and rental properties. Loans are not available for owner-occupied properties.
- Regulatory Compliance: The Company operates in compliance with applicable federal, state, and local laws and regulations governing real estate lending practices. Borrowers are responsible for adhering to all legal requirements related to their investment activities.
- Consultation: Borrowers are encouraged to seek independent legal, financial, and tax advice before entering into any loan agreements or real estate transactions. The Company does not provide legal, financial, or tax advice and recommends consulting with qualified professionals for personalized guidance.
- Data Security: The Company takes data security and privacy seriously and implements measures to protect the confidentiality and integrity of borrower information. However, borrowers should be aware of potential risks associated with electronic communications and take precautions to safeguard their personal and financial data.
By engaging with O’Brien Capital Funding LLC and utilizing our financing services, borrowers acknowledge and agree to the above disclosures. For further information or clarification, please contact our customer service team.